Best options for consolidating credit card debt

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Neither approach will hurt your credit, as long as you make the minimum payments on all of your cards on time.

Christine Luken of 7 Pillars advises people to avoid a recurring problem by, in part, limiting the number of cards they carry.

However, understand that our analysis of credit relief plans is based on generalities.

It doesn’t necessarily represent exactly what will happen in your case.

But it’s also important to consider your situation and needs when weighing your options.

To help you decide which debt relief plan is best for you, we’ve provided a brief overview of each option and how they may affect your credit in the short term and long term.

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