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That was also ok until one day while at a red light a semi-truck smashed it up , and that second car was nearly paid off but then it got writen off as well.
Luckily, for the second car I did have insurance, but the insurance company only agreed to pay out the remaining balance on that car loan and so I was again carless.
My girlfriend did not have income for two years, and I used the card to cover expenses beyond my paycheck.
I can use Pay Pal to get cash out of the card and into my bank account, so what I have been doing is waiting until the bill is due (a new billing cycle) and taking out that amount with Pay Pal, then using the cash to pay it off, plus adding in my own money to try and reduce the balance a little.
I am starting to get unwell from the constant stress and thought that HR might see it as theft and I could be sent to jail, lose my job, and lose my reputation and ablity to get another job.The orginal plan was to use the money for a deposit on a car, and once the car was paid off, I would then have the car as an asset, which I could use as security on a loan, which I could use to pay off the card.All was going to plan, but the car got written off due to the engine totally breaking down after a month, so I then had to get another deposit on a second car.My mental state was definatly not clear at the time I started doing this.a good chance that you will lose your job over it, but if you’re an otherwise good employee and you’re genuinely contrite, they may be willing to work out a payment plan with you and not take legal action.